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January 18, 2021

What Does The Covid Vaccine Mean For The Real Estate Market?

The Covid-19 vaccine is already being distributed, and it is expected to be widely available by late summer. This means that many analysts are expecting housing prices to increase along with demand around the same time. Make sure that your property is ready for walkthroughs and is sale ready by then.

The Covid-19 vaccine is now out on the market. Both Pfizer and Moderna have vaccines that have been scientifically proven to have strong effectiveness at reducing the spread of the disease. Most market analysts believe that this news is fundamentally bullish for the market. They expect buyer interest to increase and for housing prices to be driven even higher. This is great news for prospective sellers, but it also means that their homes need to be ready to be showcased. That means handling repairs and improving curb appeal in anticipation of a frenzied spring and summer market. 

The Covid-19 Vaccine Is Expected To Be Widely Distributed By Summer 2021

Covid-19 has created difficult conditions for all businesses and industries. The real estate market hasn’t taken it as hard as others, but there is still evidence that more homes would be selling if the pandemic wasn’t going on. With the vaccine expected to be widely distributed across the country by the summer of 2021, many expect that market conditions will change for the better. This brings us to our next point. 

The Vaccine Is Expected To Increase Demand Everywhere

The vaccine’s distribution is expected to increase demand just about everywhere. That means in almost every industry you can think of. Consumers in general will have more confidence in their purchasing power since their jobs will likely be more secure. And buyers who were stuck inside with legitimate health concerns will return to the market. With more people traveling, shopping, and spending money, there will likely be a decrease in unemployment and an increase in equities and real estate prices. Sellers need to be prepared for this frenzy.

You Still Want To Make Sure That Your Property Stands Out

The increase in demand that we talked about in the last paragraph is great for sellers. But it also means that there will be increased competition. You will need to put the effort in to make sure that your property really stands out. That means working on repairs and renovations. It also means increasing the curb appeal of your home by working on the yard and the front porch and exterior windows. If you don’t handle those renovations, you may find that prospective buyers show less interest in your home when the market is hot during the spring and summer months. You want to put yourself in the best possible position to succeed and get the value that you feel you deserve. Make sure your property stands out. 

There will be a lot of homeowners who decide when to sell their property based on when the vaccine has been distributed to their community. If you want to sell your home on your timeline, then you are in luck. You can still sell your property to 4 Brothers Buy Houses. 4 Brothers Buy Houses will purchase your home for cash, and you don’t need to make any repairs or renovations. Get the cash offer that you want, and make the decision when it is best for you. Give us a call today and we can provide you with a free, no-obligation quote.

January 18, 2021

2021 Real Estate Trends

In 2021, important real estate trends include people fleeing cities for the suburbs, virtual real estate walkthroughs continuing, and buying interest and demand increasing in the summer and fall. Make sure that you are up to date on these trends so that you are prepared to sell your property for the value you want.

If you are looking to sell your property any time soon, there are a variety of real estate trends for 2021 that you need to be aware of. By ignoring these trends, you are lowering the probability of being able to sell your property and getting the value that you believe your home is worth. In 2021, the pandemic is likely to end due to the distribution of the Covid-19 vaccine, which will impact demand. Real estate will likely continue to be virtual though, as many prospective buyers have gotten used to doing showings and walkthroughs digitally. Here is what you need to know. 

People Are Fleeing Cities For The Suburbs

More than ever, people are leaving cities for the suburbs. The pandemic helped to increase the speed of this trend, but this is something that has been happening for years. People are leaving expensive markets in places such as New York City, San Francisco, and Los Angeles for cheaper suburban markets outside cities and even in different regions, such as the sun belt. Expect this trend to continue into 2021, especially as the vaccine becomes widely distributed and travel begins to open back up. 

Real Estate Will Continue To Be Virtual

Real estate is going to continue to be virtual, even after the Covid-19 vaccine is widely distributed. This is because so many potential buyers have gotten accustomed to working online and handling communication virtually. If you are a seller, that means that you need to be comfortable handling Zoom sessions and doing walkthroughs and meetings through online video. If you aren’t ready, make sure that you brush up on your skills. 

Demand Is Expected To Pick Up

Market demand in the real estate space is expected to pick up later in the summer and going into the fall. That is because the vaccine is expected to be widely distributed by then, and transmission is lowest in the summer months. Sellers should be prepared for demand to increase and ready to show their properties to prospective buyers. That also means handling repairs and improving curb appeal. 

The process of following the 2021 real estate trends can be pretty difficult for anyone. After all, there has been a pandemic going on for the past 12 months and pretty much everyone is exhausted with managing their personal and professional lives. If you are interested in selling your property, but don’t want to worry about understanding the trends of the coming year, you still have options. 4 Brothers Buy Houses will purchase your home for cash, and you don’t even have to make any expensive repairs or renovations. Give 4 Brothers Buy Houses a call and we’ll provide you with a free, no obligation quote. You should be able to sell your property on your own schedule, on your own terms. Contact us today and get the cash offer that you deserve.

December 11, 2020

Can you sell a house with code violations?

Having a code violation can be stressful. But just because your property has a code violation, it doesn’t mean that you can’t sell. You might have to lower the asking price if you are selling on the traditional market. But you can also think about fixing the problem if it is small or selling as-is to a cash buyer. 

Having a code violation can be a difficult situation. Generally, code violations are managed by state and local governments. These codes are in place to maintain a level of safety and standardization. There are codes for residential, commercial, and industrial buildings. When you have a code violation, you may need to fix the problem by a certain date. A code violation can also lead to fines that can become expensive over time. Here is what you need to know about selling a home with code violations and what you should expect. 

The Short Answer Is Yes–But You May Need To Lower The Asking Price

Selling with a code violation can be done, but it is still perceived as a liability. You can get around this problem by lowering your asking price. This might not be your preference, but it might be necessary in order to generate interest in a property that has code violations. You also may want to work with a real estate agent who has experience in selling properties that have code violations, since you may need to work with local officials and submit paperwork. 

Fixing The Problem If It Is Relatively Small

If the issue is relatively small, then you may be able to fix it before selling and avoid the code violation issue altogether. A small code violation might be a misplaced smoke detector or handrails that aren’t installed on stairs. These problems may be relatively easy to fix. But there can be larger, more difficult problems as well, such as electrical issues or ventilation problems. You should check with a professional to see the cost of the fix before you figure that you can’t rectify the code violation. You may be able to do it for cheaper than you think. 

Selling As-Is To A Cash Buyer

Another way to get out of a code violation issue is to sell quickly to a cash buyer. An investor will buy your property for cash, and they will provide you with the cash right away. By purchasing your property as-is, you won’t have to make any repairs. You won’t have to make any renovations either. You can bypass the typical rectification of a code violation process by selling to an investor who will deal with the process instead. 

Are you looking to sell your property after a code violation? You can sell to 4 Brothers Buy Houses. At 4 Brothers Buy Houses, our team will buy your home for cash. We’ll buy your home as-is, and you won’t have to complete any major repairs or renovation. After you give us a call, we’ll conduct a brief walkthrough of your home. Then we’ll provide you with a free, no obligation quote. Contact us today and we can get started working on the process. You can sell your home as-is in as little as 3-5 weeks, and get the cash that you need.

December 11, 2020

Can you sell your house after a loan modification?

Families often get a loan modification when they’ve fallen on hard financial times. A loan modification can allow them to stay in their homes and avoid foreclosure. A common question is whether you can sell after receiving a loan modification. The answer is yes–you may want to talk with your lender about how much you owe, but you can still sell your property. 

If you are behind on your property’s payments, you might be interested in a loan modification. A loan modification changes the terms of your loan, and can significantly lower your interest payments and make it easier for you to afford to stay in your home long term. There is some confusion about how loan modifications affect home sales. Taking a loan modification changes the terms of your loan, but does not impact your ability to sell your home. You can still sell your home even after a loan modification. Here is why someone might choose to modify their loan, and how they can sell afterwards.

Why Someone Might Choose A Loan Modification

Someone might choose a loan modification if they are behind on their mortgage payments or anticipate falling behind. Generally a loan modification changes the terms primarily by impacting the interest rate. Borrowers may be able to take advantage of a lower interest rate and use that in order to be able to afford their payments going forward. A loan modification isn’t going to work in every situation. But if you are undergoing financial hardship, you should talk with your lender about your options.

You Can Sell As Soon As Your Loan Modification Goes Into Effect

When your loan modification goes into effect, you don’t have to wait. You can sell your home immediately. For instance, you might use a loan modification to help stabilize your finances. And after that stabilization is complete, you may then look at selling your home once you are on better financial footing. 

Selling On Your Terms

One of the reasons why families who have used loan modifications look at selling to investors is because they want to sell on their own terms. You may have to work with your lender on figuring out how you can best sell your property on the traditional market. But when you work with an investor, you can get a cash offer that allows you the flexibility to move on your own timeline. Having that financial flexibility is crucial, especially for those that are looking to sell after going through a difficult period. Being able to sell on your own terms is something that makes selling to an investor more of an attractive proposition. 

Getting a loan modification doesn’t preclude you from selling your property. A loan modification may hurt your credit, but you will still be able to sell your home. It can be easiest to sell your home as-is, for cash. At 4 Brothers Buy Houses, we can help you with that. We specialize in buying homes just like yours in the DMV area. If you are looking to sell your home for cash, give us a call. We’d be happy to purchase your property. Our team will give you a free, no obligation quote and you can move on it on your timeline.

December 11, 2020

How to sell your house if you are behind on payments

If you are behind on your mortgage payments, that doesn’t mean that you can’t sell your home. Countless families have sold their properties even after falling behind on their mortgage. You can avoid foreclosure by selling quickly. A great way to do this is by selling your property for cash.

Thousands of Americans have fallen behind on their mortgage payments and were still able to sell their homes. Just because you’ve fallen behind on your payments doesn’t mean that you won’t be able to sell your property. It might mean that you will need to sell before a certain date. In some cases, lenders have 120 days to foreclose on a property after a series of late payments. Selling before that date could allow you to retain your equity. In cases where the home is now worth less than the mortgage, you may be able to conduct a short sale. You also can sell your property as-is to a cash investor. 

Falling Behind Doesn’t Mean You Can’t Sell

The most important thing to realize is that countless American families have fallen behind on their mortgages. They could still sell their properties. Selling is one of the rights of ownership. Recognizing that you can still sell is important, because some families get paralyzed with the fear that not paying a mortgage will stop them from being able to conduct any type of real estate transaction. That isn’t the case. 

You Can Sell Quickly To Avoid Foreclosure

One of the reasons you may want to sell your property quickly is to avoid foreclosure. Typically, lenders get a set amount of time required by law–usually 120 days–before they can foreclose on a property after the homeowner stops paying. If you have fallen behind on your mortgage payments and want to sell, then you probably need to sell in this window. If you don’t, the bank could foreclose on your home and you could lose the equity. For this reason, it is advisable to sell as quickly as possible. 

You Can Also Conduct A Short Sale

In cases where the home’s value is less than what is owed on the mortgage, you may be able to conduct a short sale. Short sales are always pending lender approval, so you’ll have to check with your lender to see if you are eligible to conduct one of these types of transactions. Short sales tend to be more rare than traditional home sales, but they may be an option for you if you are underwater on your mortgage. Another option for selling your property quickly is selling as-is. You can sell your property for cash to an investor and avoid the hassle of dealing with the traditional sale process.

If you are behind on your mortgage payments, you can still sell your property. You don’t have to worry about going into foreclosure. You can sell your property to 4 Brothers Buy Houses, and we’ll work with you to get you the value that you deserve for your home. Regardless of the condition of your home, we will buy it for cash. You don’t have to do any expensive renovations or repairs. Give us a call today, and we can provide you with a free, no obligation quote. Let’s get started.

December 11, 2020

How to sell your house to an investor

Selling to an investor is a great way for homeowners to get cash for their property immediately. This is a great option if you have inherited a property, your property is in disrepair, or if you just want to complete the transaction as quickly as possible. You can find real estate investors by searching online or looking for local advertisements. 

More and more homeowners are selling their properties to investors. Investors offer homeowners a great way to sell and get cash for their properties as quickly as possible. If you are inheriting a home, going through a foreclosure, or need cash right now, selling to an investor may be the best possible option for you. It is also easier than ever to find real estate investors, thanks to the internet and to modern advertising. You want to make sure that you are working with a reputable real estate investor that you can trust. Check out their track record and evaluate different offers to see what is the best fit for you and your family.

When You May Want To Sell To An Investor

When is the right time to sell to a real estate investor? Typically, homeowners sell to an investor when they don’t want to complete repairs or renovations, or if they need cash immediately. It also happens during divorces, when families move, or when people are trying to sell tenant occupied properties. Everyone has a different reason for preferring an investor sale, which tend to be much quicker than traditional real estate transactions. Think about if your own situation fits any of these scenarios. You may be a good fit for an investor real estate sale.

Finding Investors Near You

Finding qualified real estate investors is no longer a difficult endeavor. You can find real estate investors in your area through a simple Google search. Real estate investors also tend to take out advertisements in various mediums, including in magazines, on television, and even on social media. You might find a prospective buyer after watching an advertisement on YouTube or Instagram. Keep your eyes peeled for prospective buyers who might be interested in your property. 

Getting The Offer That Best Fits Your Needs

It isn’t uncommon for homeowners to “shop around” for the best possible offer on their property. This happens in both the traditional real estate market and when homeowners sell to investors. You want to make sure that you are maximizing the value of your home and getting the top possible offer available. That might mean that you need to talk to several investors to figure out which one will give you the type of offer that you are looking for. 

If you are looking to sell your property to an investor, you are in the right place. At 4 Brothers Buy Houses, you can get the trusted real estate buyer that you always wanted. We’ll purchase your home for cash, and you don’t need to make any repairs or changes to your home either. We’ll buy your home no matter what the condition. Give us a call today, and we can start the process of providing you with a free, no obligation quote.

December 11, 2020

How to sell an inherited house

Inheriting a home can be a complex process that is difficult to navigate. You may inherit the property along with several other people. You can still sell your inherited home as long as you have a plan. Make sure that you know the state and local tax law so that you can sell the property as quickly as possible.

If you have inherited a home, you may be wondering about the steps that you’ll need to take before you can sell. The good news is that you have options, and you can sell to traditional real estate buyers or to investors. The bad news is that inheriting a home can be a fairly complex process that is difficult to navigate on your own. You have to think about who else is inheriting the home, local and state tax laws, and then you have to prepare the home for a sale. But even with these hurdles, you can still sell a home that you inherit. Here is how you can get started.

Who Else In Inheriting The Home?

The key to selling a home that you’ve inherited is to know who else is inheriting the property along with you. Ideally, you’ll be inheriting the home with other family members who are inclined to sell. But if you have a difference of opinion with others who share in the inheritance, it can be difficult legally to come to an agreement. Things can also get murky if it is unclear if someone else has a claim to the property. Finding a will or other legal documents can help you ascertain who owns what.

Know The Tax Law

Knowing the tax law is important as well. You are going to pay some portion of the proceeds of any inheritance sale, since most inherited homes are not eligible for the home sale tax exclusion. Working with a reputable attorney or tax professional can help you to estimate how much you should be prepared to fork over to the government when you sell your inherited home.

Prepare For The Sale

This one can be emotionally difficult. Selling an inherited home typically means moving all of your loved one’s belongings out of the property and into storage. It means moving on from old memories and leaving something behind. Sometimes, this is the hardest part of the sale process. You should prepare for the sale of the property not only financially but emotionally as well. Recognize that selling an inherited property isn’t easy, and that it can be a tough decision for anyone to make. 

Inheriting a home doesn’t have to be hard. And selling it doesn’t have to be a frustrating process. If you are looking to sell the property that you have inherited, you have options. 4 Brothers Buy Houses will purchase your home for cash, which means that you don’t have to handle any expensive repairs or renovations. Give 4 Brothers Buy Houses a call. We’d be happy to provide you with a free, no obligation quote. Contact us today and we can get started. Selling your property on your own terms has never been this easy. Get the cash offer that you deserve.

November 6, 2020

How To Give A Strong Virtual Tour

These days, if you are selling a home, you need to have a plan for a virtual tour. But too many sellers have no idea how to handle the virtual tour process. You need to make sure that you plan your route beforehand, that you are prepared for questions, that you have good lighting, and that you follow up with your attendees afterwards. Here’s how you can get started.

Getting ready to sell your property now? Well, you are going to have to be prepared to handle a virtual tour. More prospective homebuyers than ever are skipping the in-person portion of the showcase and want to look around your property virtually. You are going to have to be ready to navigate that process–by having good lighting, planning your route, and being ready to answer questions. You don’t want to go into your virtual tour and wing it. You still want to be professional and courteous and that means making sure you aren’t wasting the time of prospective buyers. Here is how you can conduct a memorable virtual tour. 

Plan Your Route Beforehand

Planning your route beforehand is key to your success. The last thing you want to do is lose track of where you want to go in the middle of your tour. Or to start going in circles, visiting rooms that your prospective buyers have already seen. Make sure that you have a route planned out beforehand so that all you have to do is follow the pre-planned path. That way, you can stick to answering questions instead of wondering where you need to go next.

Make Sure You Have Good Lighting

This one is critical. If you don’t have good lighting, nobody is going to be able to make a judgement about your home. You have to have good lighting in order for prospective buyers to make an evaluation. Plus, having shadowy rooms during a virtual tour makes it seem like you have something to hide, even if you don’t. So invest in bright, LED lights that will illuminate every room before you start your virtual tour. 

Follow Up With The Tour Attendees Later

Even if the virtual tour went well, you’ll still want to make sure that you follow up with prospective buyers after it ends. Ask if they have any questions that they didn’t get a chance to answer on the tour. See if there is anything else they want to learn about your property. Sometimes the virtual tour can bring up new questions or concerns that you can answer for them in a follow up session. Sometimes you may want to have your real estate agent reach out to initiate the follow up, or they can conduct it as well. Either way, you want to make sure you have contact with prospective buyers later to learn more about their concerns.

If you aren’t excited about planning virtual tours for your home, realize that you aren’t alone. There are countless other homeowners who are in the same boat as you. You have plenty of options at your disposal. You can call 4 Brothers Buy Houses and we’ll provide you with a free, no obligation quote. We’ll purchase your home for cash without the need for you to go through the traditional real estate sale process. That means getting to skip planning virtual tours for prospective homebuyers. Contact us when you are ready to sell your property for cash on a timeline that works for you and your family.

November 6, 2020

The Pros And Cons Of Having A HOA

Having a homeowner’s association (HOA) can be both a blessing and a curse. While there are plenty of pros–such as increased home value and more activities, there are also plenty of cons too–such as expensive dues and difficult guidelines. Here is what you need to know about HOAs so that you know exactly how the association will affect you and your home.

homeowner’s association

A surprising amount of homeowners and prospective buyers don’t know the purpose of a homeowner’s association (HOA). HOAs are organizations which govern how homeowners in a neighborhood can handle their properties. HOAs can manage everything from which colors homes can be painted to settling disputes between neighbors. HOAs come with a range of pros and cons, and it can be difficult to figure out what the benefits of the association are. Here is what you can expect from your HOA–both the good and the bad. 

HOA Pros

Although you’ve undoubtedly heard of people complaining about HOAs, they actually do provide homeowners with strong benefits. Homes in neighborhoods with an HOA typically have higher home values than homes in neighborhoods without an HOA. HOAs provide neighborhoods with more amenities, such as pools and clubhouses. And HOAs can help you resolve conflicts with neighbors that otherwise might fester and become combative on their own. HOAs are something like a meditator and a governor–they determine the neighborhood rules and make sure that everyone is following them.

HOA Cons

Here are the cons. You have probably heard some of these before. HOAs can be expensive, as they charge monthly dues. What makes a lot of homeowners upset is that the HOA dues can increase year over year, so it can feel more expensive to live in the same house. The rules that HOAs establish can be difficult to follow, or they might not make sense to homeowners. It can be frustrating to learn that you can’t put your trash can outside within view of other homes, for example. Perhaps the most upsetting is that if you don’t follow the rules, HOAs can legally put a lien on your property or, in the most egregious cases, foreclose on your property. HOAs can be tremendously powerful organizations. 

Is An HOA Right For You?

If you are willing to follow the rules, even if you don’t agree with all of them, then you may be a fit for an HOA. Especially if you are primarily worried about your property’s value and appreciation over time. If you are more of a free spirit and don’t want to be told how to manage your own property, then you may not want to work within the confines of an HOA. It is important to know a property’s HOA situation before you buy. 

If you don’t want to deal with your HOA or if you need to sell, you have options. You don’t have to get into a back and forth with your HOA–give 4 Brothers Buy Houses a call. We’d be honored to work with you so that you can get the value out of your property that you deserve. We’ll provide you with a free, no obligation quote, and you can decide to sell on a timeline that works for you and your family. We can go to closing in just a few short weeks. Give us a call when you’re ready to get started.

November 6, 2020

What Is The Best Time Of Year To Sell Your Home?

Looking to sell your home this year? You might want to wait it out. Selling your home during the spring or summer months may actually make you more money, since there are more buyers on the market during those months. Of course, it all depends on your personal situation–some homeowners can’t afford to wait. And some regions–such as the south–get less of a winter penalty than others. But if you live in the northeast, mid atlantic, or midwest, waiting until the summer might be the right move.

Sell Your Home

Ready to sell your home? Have you thought about what time is the best time to sell? What most homeowners don’t know is that there is actually a penalty for selling your home at certain times of year. When there are fewer buyers on the market, sellers probably aren’t going to get the prices that they are asking for. But when are buyers in short supply? And should you wait until the conditions are more favorable to sellers before you put your property on the market? It all depends on your personal situation. Here’s what you need to know. 

Spring Or Summer?

The spring and summer months tend to be the best months for selling a home. That is because buyers are plentiful during the warm months. During the winter months, buyers are much harder to come by because of the weather. When it is snowing outside, turns out most people would rather not be looking for a house. The summer is the most profitable time to sell a property, followed by the spring. Obviously, you don’t have to sell during these months, but it is important to know when buyers will be flocking to the market.

Should You Wait To Sell Until The Warmer Months?

Waiting to sell until the warmer months is all about your personal situation. For some sellers, waiting to put their home on the market until favorable conditions return makes sense. For some sellers, it is important to sell as quickly as possible. It is really all up to your personal situation. If you are worried about maximizing your home’s value when you sell, and you can afford to wait, then selling during the summer months may make the most sense. 

It All Depends On The Region

Not all regions get the same winter penalty. The southern states don’t have winters which are as cold or as harsh, so it is easier to sell a home there during that December through February period. If you are living in the south or in certain parts of the west coast, this might not apply to you. But if you are living in the northeast, midwest, or mid atlantic, the summer premium is real. 

Want to sell your home without having to worry about if it is sunny outside or not? Don’t feel like waiting for an influx of buyers to hit the market? The good news is that you can sell on your own timeline and get great value for your property. Contact 4 Brothers Buy Houses and you can get a free, no obligation quote at any time. You can sell your property without having to deal with a real estate agent or having to showcase your home to prospective buyers. Sidestep the traditional real estate sales process and sell your home for cash at a time that works for you. Call 4 Brothers Buy Houses today.