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November 25, 2022

Sell Your Washington DC House for Cash in 4 Easy Steps!

Are you interested in selling your Washington DC house? If so, you have a number of different options to get your property sold. You can list your house for sale with a realtor, sell it on your own or work with a cash home buying company like 4 Brothers Buy Houses. While there are benefits to each method, more people are choosing to sell their houses for cash. 

With a cash sale, you can sell your house quickly and move out in just weeks! It’s also a ‘clean’ sale, meaning that the transaction is between you and the buyers. There are no middlemen, like banks, lenders, appraisers or inspectors, which means you can negotiate directly with the buyer. 

We’ll show you how easy it is to sell your Washington DC house for cash! Follow these steps and you can be walking away with money in your pocket in just a few short weeks! 

Step 1: Get in Contact with Cash Home Buyers 

The first step is to get in contact with a home buying company. We recommend choosing a local company that is familiar with your market. They’ll be able to schedule a time to come out, look at your house and make a fair offer. In the meantime, you can tell them some information about your property, such as its condition, location and your reason for selling. 

Step 2: Schedule a Walkthrough 

4 Brothers Buy Houses does a quick 5-minute walkthrough. This is not a showing, so you don’t have to worry about straightening up or cleaning. We just want to see what we’ll be buying, the type of work that needs to be done and the unique advantages of your property. This is how you also get the most money for your house, as pictures typically don’t do homes justice.

Step 3: Receive Your No-Obligation Cash Offer 

Once the cash buyers have a chance to look at your property, they can make you a firm offer. Some companies will give you a preliminary offer and then make it firm once they see the property. Others do everything at once. When you receive the offer, you’ll have time to make a decision. We always tell sellers to weigh all the costs of selling their home the traditional way and compare this to the cash offer. In many cases, the cash offer is better! 

Step 4: Schedule Closing 

Another benefit in choosing a local home buying company is that you get to close at a local title company. Nowadays, many people are able to close at home by signing documents online. But it’s nice to know that the closing will take place in about two weeks or so at a local title company – and you can attend if you would like. 

If you’re ready to sell your Washington DC house for cash, the first step is to contact 4 Brothers Buy Houses. Our experienced cash buyers will offer top dollar for your property, and we’ll make the process seamless and stress free. Get your free, no obligation cash offer today and see what we’ll pay for your house! 

October 26, 2022

Do You Keep All the Money When You Sell a House in Gaithersburg MD?

No matter how good the housing market is, selling a home in Gaithersburg MD is still a complicated process. And one of the most difficult to understand is the money aspect. On paper, it might seem simple. You sell your home, the buyers write you a check and the transaction is closed. But keeping money after the sale of your house is not automatic. Often, homeowners still owe on their loans and have to pay off their balance. 

Let’s learn more about what costs are associated with selling a house in Gaithersburg and how to beef up your profits. 

How Much Does it Cost to Sell a House in Gaithersburg?

Whether you’ve had your house for five years or 25 years, you’ve been paying down the mortgage ever since you signed the papers. Your mortgage is made up of the principal, taxes, interest and insurance, so your monthly payment is split between all four. When you go to sell your property, you will have paid down some of your mortgage. 

However, keeping the money from the sale of your house is not always the case. Your profits come from how the money is divided among the following: 

  • Remaining loan balance. If your home isn’t paid off, you still have a loan and will need to pay this off. 
  • Closing costs. The average closing costs in Maryland are around 3.5 percent of the home’s final sale price. Closing costs are typically more for buyers, but sellers pay them, too.
  • Real estate agent commission. If you hire a real estate agent to sell your house, you’ll need to pay them for their work. Realtor fees in Maryland are between 5 and 6 percent. 
  • Necessary repairs. Unless you sell your property as-is, you may need to make certain repairs. You may know of these repairs already, or they may turn up in your inspection report. 
  • Property taxes. Maryland home sellers are required to pay property taxes on the days they’ve owned their home in the calendar year. Taxes are split between the buyer and seller. 

Can I Sell My Gaithersburg House AND Keep the Money? 

Depending on your situation, you can walk away with a lot of money in your pocket – or barely any. The most cost-effective way to sell a property is to sell it for cash. While you are likely to take a smaller offer, you can close in two weeks and avoid realtor fees and commissions. 

4 Brothers Buy Houses will make you a fair cash offer – and you get to keep it all! There are no fees or commissions, and we typically pick up closing costs. This eliminates the need to pay for a realtor, repairs, updates, etc. Everything is negotiable! Contact our cash buyers in Gaithersburg to get a free cash offer on your home! 

July 28, 2022

Everything You Need to Know About Washington DC Real Estate Taxes

DISCLAIMER: Our blog posts are intended for educational purposes only. They are not to be used as financial, tax, legal or real estate advice. Please contact a tax professional, real estate attorney or other professional for clarity on your specific situation. 

Many people forget about real estate property taxes when selling their home in Washington DC. But this is something that you’ll definitely want to consider since they can impact your monthly mortgage payment or any gains on the sale of your property. 

If you’re planning to sell your house in Washington DC, it’s important to familiarize yourself with local real estate taxes, property taxes and capital gains. This way, if you do have to pay any of these taxes at the time of closing, you’ll know what they’re for. 

Here’s everything you need to know about real estate taxes in DC. 

Different Types of Taxes, Explained 

When you’re a homeowner in Washington DC, you’re responsible for paying taxes. Taxes are the primary source of revenue for governments, and they are used to fund things like streets, schools, emergency services and welfare programs. 

Here are the different taxes that homeowners might pay: 

  • Property tax. Property tax is a major source of revenue for Washington DC. According to this article, property taxes in DC average 4.6 percent of income, making it one of the places with the highest taxes. 
  • Capital gains tax. A capital gain happens when you sell an asset for a higher price than you bought it for. However, most people do not have to pay capital gains tax. Unless you made gains above $250,000 for a single person or $500,000 for a married couple, you don’t have to worry.  
  • Real estate tax. Real estate tax and property tax are essentially the same thing. Most people refer to real estate taxes as property taxes. However, property taxes can include other assets such as vehicles, boats, RVs, planes and motorcycles. 

Do You Have to Pay Taxes When You Sell Your Washington DC House? 

Taxes might be on your mind if you’re planning to sell your DC home. But you’ll be glad to know that you’re unlikely to make enough money to incur a tax burden. Capital gains taxes are applied to the amount of gains you made, and unless those gains are $250,000 (single person) or $500,000 (married couple), you don’t owe anything.

There are a few other qualifications you’ll need to meet to avoid paying taxes. You can only take the capital gains exemption if the house has been your primary residence for at least two years. And, you must be the home’s owner. If you were living in your parents’ home, you would not be exempt. 

Now, if you are planning to sell a second home, it is not entitled to the capital gains exclusion. This is because it doesn’t meet the IRS definition of a primary residence. If you want to avoid capital gains taxes on a second property, you’ll need to rent it out, perform a 1031 exchange or use it as your primary residence. 

Get a FREE Cash Offer on Your DC Property Today! 

4 Brothers Buy Houses pays cash for houses in Washington DC. We help homeowners solve their real estate challenges – and we can help you solve yours! We’ll waive your appraisal, inspection and most closing costs. And because we buy houses as-is, you’re not responsible for any repairs or improvements. Contact our cash buyers today to get your free cash offer. 

June 25, 2022

Foreclosure in Arlington VA: How Long Do I Have to Sell My House?

Once you miss a couple of mortgage payments in Virginia, it doesn’t take long for the lender to start sending you letters in the mail. These letters let you know that if you don’t catch up on your payments, the foreclosure process will begin. However, ultimatums from the lender only add more stress to the situation. 

If you don’t see your financial situation improving, letting your Arlington VA property go into foreclosure may seem to be your only option. But we can assure you that other options are available, and that includes selling the house and paying off the loan. This way, you can protect your credit and eliminate the stress of owning your current property. 

Foreclosure Laws in Virginia 

In Virginia, you must be over 120 days delinquent before your lender can initiate the foreclosure process. Once in foreclosure, there is no deadline to sell the property. The amount of time it will take to sell your house depends on a number of factors, including whether the process is judicial or nonjudicial

Virginia is a “deed of trust state,” which means they typically allow foreclosure by nonjudicial sale. The nonjudicial foreclosure process is completed outside of the court. The process moves faster because of this. On average, it takes as little as 60 days to foreclose on a property, as long as there is no one to contest or stall the proceedings. 

While it can be beneficial to sell a house quickly, this also means that you’ll have to work against the clock if you want to sell. 

Best Time to Sell Your Arlington Property is in Pre-Foreclosure 

You can sell your property at any time before the redemption period. There is no law in Virginia that provides a post-sale redemption period. This means that you will not be able to redeem the house following a foreclosure. 

Ideally, the best time to sell your house is in pre-foreclosure. This period refers to the time between your notice of default and the loss of your property. Pre-foreclosure gives you a bit more time to fix up the home and sell it for a profit. 

However, your Arlington home sale will depend on a number of factors, such as what you still owe on the mortgage. If you owe more on your home than what you can sell it for, you’ll have to sell your house in a short sale. 

Benefits of Selling Your Arlington House for Cash 

4 Brothers Buy Houses has a team of cash buyers in Virginia who will pay cash for your home. We can do this any time before the redemption period – and we can typically close in just TWO weeks! This is an excellent option to consider if you’re pressed for time and need to sell your house fast. 

Another benefit of a cash sale is that your house will be sold as-is. Our cash buyers will not ask you to make any repairs or improvements. We also waive inspections, appraisals and most closing costs. You’ll be able to keep the full cash offer, allowing you to pay off the mortgage, and hopefully have something left over for your next adventure! 

To find out how much we’ll buy your home for, contact 4 Brothers Buy Houses today. It’s a seller’s market, and we make competitive offers, so you have nothing to lose with a no obligation cash offer! 

May 20, 2022

5 Great Reasons to Sell Your House for Cash in Clinton MD

The number of house buyers in Maryland who prefer to pay in cash is growing, but the majority still need financing. If you’re planning on selling your property in the near future, you might be wondering how you can appeal to cash buyers, as they do offer a number of advantages. For example, you can sell your house much faster and avoid costly repairs. 

Not to mention, some cash buyers are getting closer to offering market value, so you might not have to take much less to sell your house for cash. It’s a competitive market, and a seller’s market at that, so the cards are definitely in your favor. 

Below are five great reasons to sell your house for cash in Clinton MD

You’re in a rush. 

Selling your house for cash is a much faster process than waiting for the buyer to secure financing. 4 Brothers Buy Houses can complete the process in about two weeks from start to finish – it takes around 7 to 10 days to close once you accept the offer. 

Most lenders, on the other hand, need about 30 to 45 days to finalize the details of the loan. And if there are problems, it will hold up the process further. Bottom line: If you’re in a hurry to sell your Clinton property, a cash sale will meet your timeline. 

You want a secure sale. 

Even though the majority of home sales go through, it’s not unusual for buyers to back out of the contract. Perhaps they weren’t able to secure financing, or they weren’t comfortable dealing with certain issues that turned up during the inspection. 

Cash buyers in Clinton MD are much more secure. They usually do not require an inspection, appraisal or home sale contingency. And if they do inspect the property, it’s usually for informational purposes only. This gives you the peace of mind that they won’t back out. 

Your home needs a lot of work. 

If you’re overwhelmed with prepwork, the thought of getting your home on the market can be daunting. From costly home repairs to cleaning and organization, it could take months to get your home listed. 

Cash buyers in Clinton MD often look for homes that need work. For instance, 4 Brothers Buy Houses loves to take on projects that average home buyers would not. We have a great network of contractors who fix up the properties we buy, so we never mind the challenge! 

You would prefer not to have showings. 

Some people aren’t comfortable having strangers in their home, and that’s understandable. Plus, to make a positive impression on prospective buyers, you have to clean, organize and stage the home. 

If you’re not prepared to do these things, a cash sale is an option you’ll be happier with. There is only one showing you need to do, and that’s for our cash buyers. We’ll be in and out in no time – we just want to see what we’re investing in! 

You need quick access to cash.

If you’re struggling to pay your mortgage or other bills, an all-cash offer can give you the money you need to get out of a financial jam. Again, it takes about two weeks to complete an all-cash home sale. This means that you could have the money you need to pay off your debts by the time the next billing cycle rolls around. 

These five reasons are great motivations to sell your Clinton MD house for cash. To get a free, no obligation cash offer on your property, contact 4 Brothers Buy Houses today. 

May 5, 2022

The Pros and Cons of Inheriting a House in Virginia

Inheriting real estate in Virginia is a great feeling – and it can be the financial windfall you’ve been hoping for. But it can also mean a long list of headaches that you’re not prepared for. This is why it’s important to think through all of your options so that you can make an informed decision for yourself today and in the future. 

I’ve Inherited a Property in Virginia. Now What? 

When you find out that you’ve inherited a house in VA, you have three main options: move in, sell or rent. Which option you choose depends on many factors, such as your current living situation, your finances, whether you have siblings, the physical condition of the house and whether the property has a mortgage or liens. 

Some of the things to consider are: 

  • Capital gains tax. You do not have to pay capital gains tax if you keep the property, but you may have to if you sell the property. 
  • Property taxes. How much are the property taxes on the current property? These are paid monthly or twice a year, even if the house is paid off. 
  • Mortgage. Does the property have a regular mortgage or reverse mortgage? You may have to pay this immediately. 
  • Repairs. What condition is the house in? It could need extensive repairs and improvements. 
  • Property maintenance. Aside from making repairs and improvements, you will need to regularly maintain the property by mowing the lawn, adjusting the thermostat, etc. 
  • Homeowners insurance. You’ll need to make sure the house has a standard homeowner’s insurance policy. 

Benefits and Burdens of Inheriting a VA House 

First, let’s cover the benefits of inheriting a home. Fortunately, there is plenty to celebrate. An inherited property is a financial windfall that can be used for spending or saving. You can also move into the house, which could be a step up from where you are living now. Or, you can rent out the property for a steady stream of income. 

However, there are many problems that come with an inherited house that people often aren’t prepared for. It could involve negotiations with your siblings or other heirs and increased legal and financial responsibilities. The latter gets even tricker when the property is in poor condition and needs repair work. 

Selling Your Inherited Property in VA 

If you and your siblings agree, you can sell the VA house for cash and split the money. This is the fastest, easiest and often fairest way to handle things. You don’t need to invest any money or time into the property, and you don’t have to worry about who is going to take care of the house when it needs work. 

To get the ball rolling, all you need to do is contact a house buying company like 4 Brothers Buy Houses. We will make you an attractive cash offer, and if you accept, we’ll start the closing paperwork right away. Not only do we pay cash, but also we buy properties as-is, pay most closing costs and charge no fees or commissions. 

To get a free cash offer on your inherited property in Virginia, contact 4 Brothers Buy Houses. As long as everyone on the property agrees, we can buy your home and complete the process in just TWO weeks! 

March 27, 2022

5 Ways to Sell Your Washington DC House Without Equity

Selling a Washington DC house can be a complicated process with a series of ups and downs. It’s exciting to accept an offer on your property, but it’s not so fun to be hit with a list of problems from the inspection. However, the process becomes even more complex when you owe more on your property than what it’s currently valued at. 

Equity in a home is one of the biggest advantages a property owner has. It refers to the difference between what you owe on your mortgage and what your home is worth. If you come up short, it’s going to make the selling process a bit more difficult, unless you plan on coming up with the difference. 

Fortunately, you do have options. Here are five ways to sell your home when you don’t have equity. 

1. Realtor 

A realtor can assist you in the home selling process and get top dollar for your property, so that hopefully, you can close the gap between what you owe on the home and what you get for it. The problem with a realtor is that they charge around 6 percent in commissions, which eats into your profits. We only recommend this option if you can afford to pay the realtor and pay off your mortgage. 

2. For Sale By Owner 

Another option is to sell the house yourself, a process called For Sale By Owner or FSBO. In this case, you do not have to pay a realtor because YOU are essentially the realtor. But, there are downfalls to this method. Primarily, you are responsible for everything – the listing, the showings, the paperwork, etc. You might also take a smaller offer since you don’t have a realtor handling the marketing. 

3. Short Sale 

A more reasonable option for selling a home without equity is a short sale. It’s also the most commonly used method. In a short sale, the lender must agree to accept a loss on the sale. You’ll still list the home and sell it to a buyer, typically in as-is condition, but you won’t make any profits. And, because you are unable to pay back the loan in full, you’ll get a ding on your credit report. 

4. Real Estate Investor 

If you want to get rid of your Washington DC property quickly, preserve your credit and avoid realtor fees, another option is to sell the house to a real estate investor. Investors or investment groups have no problem purchasing properties with limited or no equity. They will even take houses in rundown condition. You will still be responsible for paying off the loan, but you’ll have cash from the investor to help you with this. 

5. 4 Brothers Buy Houses 

At 4 Brothers Buy Houses, we purchase properties in Washington DC using our own cash. Due to this, we can skip over some of the bank-related formalities such as inspections and appraisals. We also pick up most closing costs and take houses in as-is condition. If you are currently in a position where you want to sell your home but you don’t have equity, we can help. Contact us today for your free cash offer

February 20, 2022

Why Washington DC Sellers Prefer Cash Offers

Cash offers have a number of benefits for sellers. There’s less risk, a quick close and the opportunity to sell the home in as-is condition. All of these things reduce the time it takes to sell a property, as well as cuts back on fees and commissions. And now with a competitive housing market and investors willing to make attractive cash offers, now is a great time to move in this direction. 

Let’s learn more about why sellers often prefer cash offers so that you can get an idea if it’s the right decision for you, too! 

More Confidence that the Sale Will Go Through

Perhaps one of the hardest parts about selling a house in Washington DC is that there are many people involved, slowing down the process and even causing buyers to back out at times. The last thing you want is to get close to the closing date and learn that the buyers weren’t able to obtain financing. 

There are far less steps involved in a cash sale – the transaction is between you and the buyer. This allows the process to move quickly, with few to no contingencies. It sure is nice to work with someone who knows exactly what they want! 

No Financing Troubles

To elaborate on the first point, you don’t have to worry about financing issues with a cash buyer. Cash house buyers in Washington DC use their own money to purchase properties. You can skip over the appraisal and move right onto the closing paperwork. And since the buyer isn’t using financing, they’re saving on interest and bank fees, making them more willing to negotiate and pick up closing costs. 

No Bank Appraisals 

Banks require appraisals before approving a mortgage. This is done to prevent the borrower from taking more money than the home is worth. Typical appraisals can take around 10 days, which clearly slows down the process. And if the appraisal comes out lower than the sales price, it’s a problem for the seller. Thankfully, no appraisal is required in a cash sale. 

No Inspections and Repair Requests 

The inspection process looks at the actual condition of the home. If things turn up, you’ll have to work with the buyer to fix them. If you don’t address the issues or knock down the price of your home, the buyers are likely to back out. 

Like appraisals, inspections are not necessary in a cash sale. The buyer is purchasing your house as-is, so they expect there to be problems, which they’ll address during the renovation. Even if the buyer does ask for an inspection, they won’t hold you accountable for the repairs. 

Quick, Easy and Cost Effective 

Cash offers make the home selling process quick, easy and affordable. House buying companies in Washington DC cover most closing costs and are willing to make offers on ugly, distressed or damaged houses. They work so quickly, you can sell your house for cash even if it’s in foreclosure!

Cash sales are a great option for some sellers, particularly those who want to sell quickly without any contingencies. If you’re looking to sell your house fast in Washington DC, contact 4 Brothers Buy Houses for a free cash offer. 

August 16, 2021

Hidden Costs When Selling a Home in Oxon Hill MD

Many sellers are surprised to learn of all the hidden costs associated with selling a home in Oxon Hill, Maryland. You probably already know that hiring a real estate agent will cost you 5-6 percent of the selling price, but there are other fees to account for as well. From staging the home to handling buyer requests to making repairs, selling a home does not come cheap these days. 

Below are some of the most common hidden costs to be aware of when selling your home in Oxon Hill Maryland

Professional Staging 

Home staging involves decluttering, supplying attractive furniture and making your space look beautiful. The cost to stage each room is usually between $250 to $600, but it’s worth it for many sellers. According to, a staged home sells 88 percent faster and for 20 percent more. However, staging will not cover up problems with the home. 

Home Repairs 

Lenders require thorough inspections of a property before borrowing their money. They too want to make sure that their money is going to a sound home. While inspections are critical, they can often be nitpicky and force you to make home repairs you weren’t planning on. And if you don’t make the repairs, your buyers might back out. 

Survey Costs 

Homes that are less than 30 or 40 years old usually have clearly defined property lines. But this isn’t the case for older homes in Oxon Hill. If you need to determine property lines, expect to pay anywhere from $250 to $1,000 depending on the size and shape of your property. 

Seller Concessions 

Even though it’s a seller’s market in Maryland, this can change at any time. When things tip in favor of buyers, they’re more likely to ask for things. This could be paying a portion of their closing costs, installing new carpeting or including a new appliance package. While you don’t have to give in to all of these demands, expect there to be some negotiations. 

Closing Costs 

There are a number of fees involved in a real estate transaction and they’re typically split between the buyer and seller at closing. Closing costs run between 3 and 7 percent of the sales price and include mortgage insurance, title insurance fees, loan processing charges, etc. These costs are subtracted from what you get at closing. 

Is There a Way to Avoid These Hidden Costs? 


If you want to sell your home without having to pay any fees or commissions, your best option is to sell your home for cash in Oxon Hill. With this transaction, a cash investor pays cash for your home with no contingencies. Appraisals and inspections are not required, and the process can be completed in about one week because there is no financing to wait on. 

4 Brothers Buy Houses is a team of cash investors in the Maryland area. We specialize in buying Oxon Hills properties in as-is condition. Our services are completely free to use – there are no commissions or fees. We also cover most closing costs. Contact us today to receive your free, no obligation cash offer. 

August 3, 2021

Pros and Cons of Selling Your Clinton MD Home by Owner

Once you decide to sell your home in Clinton Maryland, the next step is to determine how to get it sold. For many people, the obvious solution is to hire a real estate agent. However, realtors charge commission for their expertise, and they may require you to make repairs and updates to help sell the home quicker. If this isn’t something you want to do, selling your home by owner might make more sense. 

Let’s discuss the pros and cons of selling your home by owner in Clinton MD – and an alternative you might find even better. 

Pros of Selling Your Clinton Home by Owner 

Selling a home for sale by owner (FSBO) has some attractive benefits. These include: 

  • No seller’s commission. Most people who go the FSBO route are trying to save on commission. However, only expect to save on the seller commission. You’ll still be responsible for paying the buyer’s commission.
  • Control over the sale. Another factor that people appreciate in a FSBO sale is that they can schedule the showings and open houses at a time that works for them. They also know their home best and can answer questions honestly. 

Cons of Selling Your Home in Clinton by Owner 

While not having to pay seller’s commission is attractive, selling your home by owner may not have the advantages you were hoping for. Here are some of the drawbacks to be aware of. 

  • No established network. It’s a lot harder to sell your home when you have a limited network. Even though you have social media and perhaps strong ties in the community, realtors have extensive networks and access to the MLS. 
  • Selling a home is a full-time job. Selling a home in Clinton is a lot of work. Without a realtor, you’re responsible for listing the home, marketing it to buyers, managing showings and open houses, signing paperwork and more. If you’re already busy with work or family, you might not have enough time to sell your home. 

Want to Sell Your Home Fast in Clinton MD Without a Realtor? Sell it for Cash!

If you don’t want to pay commission, but you’re not in a position to be your own realtor, it might make sense to sell your home for cash in Clinton. With this arrangement, you sell your home to a buyer who has the cash to purchase your home – no banks or financing necessary. 

The process usually takes about a week to complete and all purchases are as-is, meaning that you won’t be asked to make repairs or updates. To sell your home in Clinton and keep money in your pocket, contact 4 Brothers Buy Houses today for a free, no obligation cash offer.