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July 22, 2021

TOPA Policies: Selling a Property with Tenants in DC

Tenant Opportunity to Purchase (TOPA) policies allow tenants to purchase the property they’re living in before it’s put up for sale. This anti-displacement tool is designed to protect renters, preserve affordable rental housing stock and stabilize low-income households. Under this policy, landlords must let their tenants know that they intend to sell the home or building. 

In return, tenants are given a reasonable timeframe to purchase the property. If they don’t want to move forward, they will at least have time to work out other living arrangements. TOPA policies are being proposed in multiple states, but the nation’s oldest and most comprehensive TOPA program is right here in Washington DC. 

If you are looking to sell your rental property in DC but still have tenants living inside, you may have questions about TOPA and what this means for you. Below we provide a breakdown of TOPA and the things to know, but feel free to call 4 Brothers Buy Houses for more personalized information.

What is TOPA in Simple Terms? 

In Washington DC, rental property owners must be aware of their tenants’ special rights before selling their property. In terms of TOPA, it is your obligation to offer your property for sale to your tenants first. This allows your tenants to take advantage of the sale and purchase the home they are living in. 

If you don’t hear anything after 30 days from contacting your tenants, you can move forward with the sale. If a written offer is received, however, the tenants will have 60 days to negotiate a contract and secure financing.

Selling a Rental Property in Washington DC 

As long as your tenants don’t want the property, you can move forward with the sale. You can do a conventional sale, especially if the property is in good condition. But more often than not, rentals need some TLC to get them ready to sell. 

If you’re not in a position to put time and money into selling your rental, a better option may be to sell your home for cash. And, this could work out in your favor because according to TOPA laws, you have to restart the process if you don’t find a buyer within 180 days. This essentially gives the tenants another chance to purchase the home. 

By selling to a cash investor like 4 Brothers Buy Houses, you can sell your property within a week and not have to worry about TOPA laws. 

4 Brothers Buy Houses Will Buy Your Rental Property 

Property owners in other states like Maryland and Virginia are usually in a better position than those in Washington DC. But if you’re in DC, you’ll have to follow TOPA laws before selling. 4 Brothers Buy Houses is familiar with these laws and how to make your sales transaction go quickly and smoothly. Contact us today to learn more! 

July 1, 2021

Sell Your Price William County Home in Just One Week!

Selling a home is not easy, even in a seller’s market. Today’s buyers expect homes to be in move-in ready condition with plenty of upgrades. In fact, many sellers spend thousands of dollars to stage their homes! But if you’re looking to bypass these details and sell your home as-is, a cash sale in Prince William County, Virginia might just be the solution you’re looking for. 

What Does it Mean to Sell Your Home for Cash in Prince William County? 

When a cash buyer offers to buy your home with no mortgage or financing involved, this is considered a cash sale. The seller doesn’t just show up to your home with a wad of cash, however. There is still a process you must go through, which includes verifying the funds, running a title check and signing the closing paperwork. 

The benefit to selling your home for cash is that you don’t have to wait for the buyer to secure financing. This process takes time, especially if there are problems in underwriting. And, there’s always the chance that the buyer’s financing can fall through, causing you to start at the beginning. 

On average, it takes a minimum of 30-45 days to sell a home in Prince William County with a traditional sale. A cash sale, on the other hand, takes an average of 7-10 days. 

Why Sell Your Prince William County Home to Us

4 Brothers Buy Houses is a trusted home buying company that purchases homes in Virginia, Maryland and DC. We do this full time and have an extensive network of professionals that help our processes move quickly. Below are some of the reasons why you should sell your Prince William County home to us!

We are fast. 

With cooperation on both ends, we can sell your home in as little as one week. As soon as you contact us, we’ll get on it and schedule a date to come see your property. This can be done in about one day, and then you’ll get a free, no obligation cash offer. If you want to proceed, we’ll finalize the closing process. 

We buy as-is properties. 

Does your home have foundation problems? Is it old and outdated? Did previous renters trash it? No matter what you’re dealing with, our cash buyers have seen it before. These types of things don’t scare us! We buy properties as-is and we don’t expect anything from our sellers. Even if your house is in rundown condition, we’ll still write you an offer! 

We don’t charge any fees.

There are absolutely NO fees to use our home buying services in Prince William County. Real estate agents do charge about 5-6 percent in commissions, so you will have to hand over a good chunk of money at closing. With 4 Brothers Buy Houses, you get to keep the full offer. We even cover most closing costs! 

If you’re looking to sell your Prince William County home, contact our team of cash buyers today. We’ll pay top dollar for your property and close in about one week.

June 20, 2021

Can I Sell My District Heights Home Without Having to Pay Closing Costs?

Most buyers are aware that when they purchase a new home, they have to come to the closing with something. In general, all costs related to the loan are paid by the buyer. But what surprises many people is that the seller also ends up paying closing costs – often times more than what the buyer pays! 

It’s true – sellers in District Heights, Maryland pay fewer expenses but pay more at closing because they are responsible for the real estate commissions for both agents, which usually amounts to 6 percent. There are some other fees as well, which we’ll discuss below. 

If you want to sell your home without closing costs, contact 4 Brothers Buy Houses today. Our cash home buyers can typically close in 7 to 10 days – and we cover most closing costs. This is the best way to get the most money in your pocket. 

What are Typical Closing Costs in District Heights? 

Closing costs typically range from 3 to 6 percent of the home’s purchase price. For buyers, closing costs make sense. After all, you’re taking out a loan and must pay the fees that go along with it, including application fees, attorney fees and underwriting fees. 

Sellers, on the other hand, are often blindsided by the closing costs they have to pay. As the seller, you are responsible to pay off all loans on the property to clear the title. You must also cover the commission for both agents, and bring extra to the table if you don’t have equity in the home. 

As the seller, here is a list of fees you can expect to pay at closing: 

  • Fees for the buyer’s title insurance policy
  • Mortgage payoff and prepayment penalty 
  • Outstanding amounts owed on the property
  • Seller’s attorney fees 
  • Transfer taxes and recording fees 

Additionally, the buyer may ask you to pay some or all of their costs. This isn’t as common in a seller’s market, but it’s definitely something to be aware of! 

Is There a Way to Sell a Home in District Heights without Closing Costs? 

Want to keep more money in your pocket? We don’t blame you! Fortunately, you do have options to sell your District Heights home without having to pay closing costs. When you sell your home to 4 Brothers Buy Houses, we will cover most or all of your closing expenses. 

Our home buying company is honest, ethical and well-respected in District Heights and the surrounding areas. We pay cash for homes and we take them in as-is condition. No matter how rundown or distressed your property is, it’s worth something to us! Once you receive an offer, we can close in about one week.

There are absolutely no fees to use our services, and we cover most closing costs. To get your free cash offer, contact 4 Brothers Buy Houses today. We work quickly and efficiently to get homes in District Heights sold fast and for top dollar! 

June 11, 2021

How Quickly Can a Cash Buyer Close on a Home in Washington DC?

One of the biggest perks to selling a home for cash is that you can close very quickly. Typically, you can expect closing to take 30-45 days in a traditional sale. But in a cash sale, closing usually happens within a week. Why is there such a big difference, and can you expect the same hassle-free process yourself? 

Let us walk you through the steps it takes to close on a home when working with cash home buyers in Washington DC

Closing on a Washington DC Home in a Cash Sale 

When you sell your home to a cash buyer in the DC area, you are eliminating the entire lending process. There are no showings, appraisals, inspections or last-minute underwriting problems. The transaction is between you and the buyer. 

Here is the timeline you can expect: 

Consultation 

The initial consultation can be done over the phone and involves gathering basic information about your property. At 4 Brothers Buy Houses, we like to know what situation you’re facing, your home’s condition and your closing expectations. It’s a quick call and there is absolutely no obligation to continue.

Evaluation 

The only ‘showing’ you’ll have to do is a quick evaluation. Don’t worry about tidying things up – our investors are looking at the bigger picture. They’ll take a few measurements and look at the basement and attic. This information is used to get an accurate estimate on the work that needs to be done. 

Offer 

An offer is made soon after the evaluation. 4 Brothers Buy Houses always provides fair and honest offers. We usually pick up all closing costs as well. Once we agree on a price, we can get started with the closing paperwork, including a contract you can sign electronically. 

Signing 

When the contract is signed, you’ll get a copy of it. Another copy is sent out so a title search can be done and your closing can be scheduled. If there are issues with the title, it will take longer to close. 

Closing

Now for the fun part – the actual closing! Usually this happens within a week and we take care of all the details. This is far less time than the 30-45 days it takes in a traditional closing. At this time, you’ll get a cashier’s check or have the funds transferred to you electronically. 

As you can see, cash sales are simple and streamlined. If you can benefit from a fast sale on your Washington DC property, contact 4 Brothers Buy Houses today

May 28, 2021

Holding Onto a Vacant Property in Manassas? Here’s What You Need to Know.

There are many reasons why a home sits vacant. Time in between renters, a major life event or a slow market are just some of the reasons why some homes become vacant. It’s easy for these properties to be forgotten – out of sight, out of mind. However, forgetting about a vacant home can quickly become a problem, and an expensive one at that.

If you have a vacant property in Manassas VA, it’s time to decide what you plan to do with the property. 2021 is a seller’s market so it’s very likely that you’ll get the most for your money if you sell right now. 

What are the Risks of Keeping a Vacant Home in Manassas? 

Every day a home is left empty is another day of increased risks. Even in good neighborhoods, people will seek out empty homes. Here are some of the risks of keeping a vacant home in Manassas: 

  • Theft and vandalism. Vacant homes are more likely to attract criminals and thieves. If you have stuff inside the home, you’ll especially want to be careful.   
  • Trespassing. An easy target for trespassers, vacant homes provide a place to hang out, party and conduct illegal activities. 
  • Squatters. Squatters also pose a risk to an empty home. And, believe it or not, squatters have rights in Virginia so it might not be easy to get them out. 
  • System failures. What happens when a pipe bursts or the fuse box starts a small fire? All of this damage comes at a cost you’ll have to pay for. 
  • Neglecting maintenance. When you’re not living in the home, the “little things” go unnoticed and can spiral into bigger and more expensive problems. 

What Should I Do with My Empty House in Manassas? 

If you have a vacant home that’s just sitting there, it might be in your best interest to sell. It’s a seller’s market right now so you can get top dollar for your Manassas home! This is far better than waiting for trespassers, criminals or squatters to damage the property. And it’s much better than hearing from a neighbor that your home is flooded or needs some type of attention. 

4 Brothers Buy Houses can provide you with a free, no obligation quote in just one day. If you like what you see, we can close in about seven days. Not only will you get money in your pocket, but also you can avoid the expenses associated with taking care of the home or having to list it for sale. 

To get your fast and free cash offer, contact our cash home buyers in Manassas today! 

May 4, 2021

10 Benefits of Accepting a Cash Offer on Your Montgomery Village Home

If you’re like most sellers, you’re probably not looking forward to all of the work that goes into selling a home. From the cleaning to the staging to making repairs and upgrades, the laundry list of things to do is exhausting. Fortunately, there is a better way to go through this process – sell your home to a Maryland cash buyer

Here are 10 benefits of accepting a cash offer on your home in Montgomery Village MD.

1. Fast Closing

Perhaps the greatest benefit to selling your home for cash is that you can close right away. Because the buyer is using their own cash, they don’t have to wait for financing to be approved. With a traditional sale, you’re responsible for the mortgage, taxes, utilities and HOA fees until your home is sold. 

2. Save on Repairs

Cash buyers purchase homes as-is. You don’t have to invest a dime into your home, which is especially beneficial if you inherited a home, own a distressed property or are in foreclosure. Use your money for your next adventure.

3. Avoid Realtor Fees

There are NO fees or commissions to work with a home buying company in Montgomery Village. The buyer is purchasing your home – NOT looking for someone to buy it. Real estate agents, on the other hand, charge about 6 percent. 

4. No Appraisal 

In most traditional mortgages, the buyer works with a mortgage lender. Lenders require appraisals because they don’t want to pay more for a house than it’s worth. In a cash sale, the buyer is using their own money so there is no need for an appraisal.

5. No Inspection 

Another formality you can eliminate is the inspection. Cash buyers expect homes to have flaws so they don’t need an inspection to point them out. Traditional buyers, on the other hand, will expect issues that turn up to be addressed. 

6. Less Risk 

Cash offers tend to be stronger than offers that use bank financing. The banks go through a lot of steps to ensure their investment is safe, but this also means they can back out at any time. Cash offers are pretty much guaranteed so you’ll close faster and get paid sooner. 

7. Skip the Showings 

Don’t want strangers walking around your home at all hours of the day? No problem! In a cash sale, you don’t have to do any showings. This is a huge perk for those who have kids, pets or busy schedules. 

8. Avoid Negotiations 

Even in a seller’s market, there are almost always negotiations. The buyers might want a problem fixed or a credit to replace your flooring. If you don’t want to go back and forth at the negotiation table, you’ll appreciate that cash buyers give firm offers. 

9. Less Paperwork 

A reputable cash buyer in Montgomery Village will handle most of the paperwork for you. There’s far less paperwork involved in these sales because there are no middlemen – the transaction is between you and the buyer. 

10. Reduce Stress 

Cash sales are straightforward. Once you accept the offer, the closing paperwork starts right away. You can move quickly and keep money in your pocket. If you’re facing a difficult time, a cash buyer will eliminate your real estate hurdles. 

Ready to see what you can sell your home for? Request your free cash offer from 4 Brothers Buy Houses. All cash offers are firm, free and no obligation! 

April 26, 2021

Is it Time to Sell Your Rental Property in Woodbridge, VA?

Being a landlord comes with a lot of responsibilities, but it also comes with a lot of rewards. As long as you invest in the right properties and have money saved up for emergencies, you can make a decent passive income from being a landlord

However, as wonderful as landlord life can be, it’s common to want to step down. If you are feeling this right now but not sure what to do, we can help! 4 Brothers Buy Houses purchases all types of properties in Woodbridge VA. No matter what condition your rental is in, we’ll make you a fair cash offer.

In the meantime, here are some signs that it’s time to sell your rental property in Woodbridge Virginia

Your rental property is worth more than when you bought it. 

It’s a seller’s market right now and buyers are willing to pay more for good homes. If your rental property is worth more than what you bought it for, you can sell it today for a profit. This profit might even be more than what you would collect in rent payments!

Being a landlord is wearing you thin. 

Another sign that it’s time to sell your Woodbridge rental is feeling exhausted in your role as a landlord. This is still your home and it’s your responsibility to maintain it. So, when the dishwasher is leaking or a storm rips through and damages your siding, it’s your problem. 

Not to mention, some tenants are a constant headache. Whether they’re demanding or trouble, you end up paying the price. While you can’t expect your tenants to be perfect, you shouldn’t have to babysit them. If you are, then it’s a sign you need to sell the rental – or at least find new tenants. 

You’re not seeing a positive cash flow. 

It’s not uncommon for rental properties to have a negative cash flow. However, you can’t keep losing money. You need to re-evaluate the situation and find out why this is the case. It’s possible that taxes, utilities and insurance have gone up. Or the home might be old and you’re having to make constant repairs. Once you start losing money, it’s usually time to cut ties. 

You want to spend your weekends traveling. 

Wanting to travel is another motivator for selling a rental property in Woodbridge. Being a landlord is time consuming, and you might feel the need to stay close to the home. Unfortunately, this can stop you from enjoying things like traveling, camping and visiting loved ones. By selling your rental, you’ll have cash for new adventures and the freedom to leave town when you want. 

Get a Cash Offer on Your Woodbridge Rental Home 

These are just some of the signs that it may be time to sell your rental property in Woodbridge. To get a free, no obligation cash offer, contact 4 Brothers Buy Houses today. There is no obligation to continue. We want our customers to be informed on their options so they can make a confident decision. But, if you do decide to sell your rental, we’ll be able to close in just one week! 

April 9, 2021

4 Reasons Why it’s Faster and Easier to Sell Your Fort Washington Home for Cash

If you are interested in selling your Fort Washington MD home fast, it’s important to keep an open mind about your options. Working with a realtor isn’t the only way to sell your home. You can also sell your property to a cash buyer. Only you can determine what’s best for your situation, but most people are pleasantly surprised to learn the benefits of a cash sale. 

Here are five reasons why it’s faster and easier to sell your Fort Washington home for cash.

1. Flexibility 

When you sell your home through a realtor, you don’t have a lot of say. Your realtor will probably make suggestions on things you can do to help your home sell faster. Outside of this, you’ll have people coming in and out of the home until an offer is made. Even then, you’re at the mercy of your realtor to keep you up to date. 

In a cash sale, you have a great deal of flexibility. The whole transaction is between you and the buyer – there is no middleman. This allows you to have a say in the process, including what you think is a fair price and when you’d like to close on the home.

2. No Fees

There is nothing to pay for when selling your Fort Washington home to a cash buyer. 4 Brothers Buy Houses frequently works with people who are going through a divorce, going through foreclosure or have a lien on their property. We’re not here to suck more money out of them – we help them get their homes sold fast! 

Our cash home buying company also covers all closing costs. With a traditional sale, you’re responsible for paying realtor fees and commissions

3. Pick Your Closing Date

Another thing our sellers appreciate is the ability to pick their closing date. If you want out of your property right away, we can usually close in one week. That’s right – you may have already made your last mortgage payment! If you need more time to get your ducks in a row, that’s fine too. Because we’re not waiting on bank financing and there are no contingencies, we can close when you want. 

4. No Negotiations 

Remember when we said there were no middlemen? It’s these people who cause the home selling process to be long and drawn out. Not only are there no banks to deal with but also no judgy buyers. We are buying your home as-is, which means we’re taking your home in its current condition. There won’t be any negotiations to consume your time and energy. 

Get Your Free Cash Offer! 

These are just four of the reasons why it’s faster and easier to sell your home to our team of Fort Washington cash buyers. Once our offer is in, it’s guaranteed! There are no middlemen, no contingencies and no costs to using our services. Contact 4 Brothers Buy Houses today to get your free, no obligation cash offer! 

March 4, 2021

Do I Need a Realtor to Sell My Home in Gainesville, VA?

When it comes time to sell your home in Gainesville, Virginia, your first thought might be, “I need to start looking for realtors.” But if you’re not really interested in working with a realtor, know that there is no requirement or law that mandates this. And, by forgoing a real estate agent, you can also save on commission fees and walk away with more money in your pocket. 

If you choose not to hire a real estate professional to help with your home sale, you have two options: sell your home by owner or sell your home to cash buyers in Gainesville, VA. Both have benefits, but today we’re going to focus on a cash sale and how this can save you time and money, especially in an uncertain market. 

Benefits of Selling Your Gainesville Home Without a Realtor 

Here at 4 Brothers Buy Houses, we want you to know that we have an incredible amount of respect for realtors. They are hardworking, knowledgeable professionals who spend countless hours preparing homes to sell, listing them on the MLS, conducting showings, helping clients with paperwork and more. But we also realize that not everyone cares to hire and pay for a realtor. 

As a company that buys houses for cash in Gainesville, VA, here are the benefits our customers enjoy most about a cash sale: 

  • Save as much as 6 percent in commissions. On a $300,000 house, that’s $18,000! With a cash sale, you can put this money toward your next home or adventure instead. 
  • Enjoy a quicker home sale. “For sale by owner” homes tend to sell more quickly, and cash sales can be completed in about 7-10 days. 
  • Get more personalized attention. Depending on how busy your agent is, you might have deadlines missed, calls not returned, etc. Cash buyers usually focus on one home at a time, giving you exclusive attention. 
  • Avoid working with a middleman. Most decisions must go through two parties. If you want to be the main point of contact, you’ll appreciate a cash sale. It’s between you and the buyer. 

Why isn’t a Realtor Needed in a Cash Sale? 

Selling your home for cash in Gainesville, VA is a quick, simple and painless process. It’s not like selling your home the traditional way. At 4 Brothers Buy Houses, we ARE the buyers and we are prepared to purchase your home for an attractive cash offer. We don’t need bank financing, appraisals, inspections or realtors. Everything happens between you and us, allowing for a speedy sale. 

We also buy homes as-is, meaning that we take them in their current condition. A realtor might ask you to make repairs and updates to help the home sell, but this won’t be the case with us. We plan on using our network to make the necessary improvements to your home before selling or renting it out. 

Get Your Free Cash Offer Today 

If you’re interested in learning more about selling your home without a realtor, contact 4 Brothers Buy Houses for a free, no obligation cash offer. With the right information, you can make an informed decision for your circumstances.