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sell home for cash
April 1, 2023
Why Selling Your House for Cash in Pasadena MD Can Be a Stress-Free Experience
If you’re planning to sell your house in Pasadena MD, you may already be stressing about what the process entails. From cleaning out your space to making repairs to finding a real estate agent, there are numerous steps involved in the traditional home-selling process.
Fortunately, you’re not limited to selling your house through a real estate agent. You can also sell your house for cash, which is a stress-free experience. Below are the reasons why cash sales are quick, easy and transparent.
No Need to Find a Real Estate Agent
When you sell your house for cash in Pasadena, you don’t need to find a real estate agent. This can save you time and stress, as you won’t need to interview agents, sign a listing agreement or pay commissions. Instead, you can work directly with a cash buyer who will handle the entire transaction.
No Need to Make Repairs or Upgrades
A huge factor of stress when selling a house is getting it ready for showings. This often involves making repairs and upgrades to ensure your house is in the best possible condition. Your real estate agent will typically make the suggestions, and you’ll need to accommodate them as best as possible.
But, when you sell your house for cash, there is no reason to do this. Cash buyers in Pasadena are typically willing to buy houses as-is because they plan to renovate them anyway. This way, you can save on the stress of handling costly and time-consuming repairs and upgrades.
No Need to Stress Over Financing
A reputable cash buyer will have the funds on hand to purchase your home outright. This means that you can pay off your mortgage or use the money to put down on a new home or apartment. Selling your house the traditional way requires you to wait on buyer financing, which can fall through at the last minute.
No Need to Worry About Contingencies
In a traditional home sale, there are often contingencies involved, such as the buyer needing to sell their current house before they can purchase yours. A cash sale does not have contingencies involved. Cash buyers are ready to purchase your Pasadena house immediately!
Quick Closing Process
Lastly, selling your house for cash involves a quick closing process, usually about two weeks or so. This can be a huge relief if you’re looking to sell your house quickly and move on to the next chapter of your life. This is what makes cash sales attractive for those going through financial challenges or divorce.
If you’re looking for a stress-free selling process, it’s definitely worth looking into a cash sale. 4 Brothers Buy Houses is a house buying company that will pay cash for your Pasadena property. Contact us today for a free cash offer and see how easy selling your house can be!
January 8, 2023
When Should Retirees in Arlington VA Downsize Their Homes?
Are you thinking about downsizing your Arlington home now that you are retired? This could be a good option, as it can free up some cash and better accommodate your needs. If your current house has three levels and lots of stairs, for instance, it won’t be as easy to live in as a one-story house. Same with older homes. They need a lot of maintenance, whereas a newer build will not.
Making the decision to downsize is only half the battle, though. You then have to decide where you want to live. Some retirees in Arlington choose to leave behind the winter storms and settle in a warmer state like Florida or Arizona. Others stay in Virginia, but choose a senior living community or one-level home that’s easier to maintain.
Below are some factors to consider when downsizing your home. Downsizing is both an emotional and financial decision, so it’s important to look at things holistically. To help you, 4 Brothers Buy Houses offers free, no obligation cash offers. This way, you can determine how much you’ll get from selling your Arlington house for cash.
When to Downsize to a Smaller Home
Your home no longer fits your needs.
Many retirees consider a move when their home becomes filled with memories instead of people. While it can be hard to let the family home go, there’s also no need to keep a large property with a big yard. This is a lot to pay for and maintain. The money you save by moving to a smaller home can be used to pay for family vacations, taking care of grandchildren, traveling and more.
You are feeling overwhelmed with home maintenance.
Another sign it may be time to downsize is feeling overwhelmed with the maintenance your property needs. Over time, houses need a lot of work. From day-to-day maintenance like mowing the lawn and shoveling snow, to essential repairs and upgrades, the average homeowner spends thousands on home maintenance!
If your home has become too much to handle, it’s a definite sign that you’re ready for something smaller and more manageable. And if you buy a new house in Arlington, you can enjoy everything being new, which means far less work for you!
Your housing expenses are becoming unmanageable.
Once you’re on a fixed income, you’ll need to follow a strict budget. However, it’s possible that your home will become difficult to afford with rising taxes and insurance rates. Living in a smaller home can free up cash and make it easier to enjoy your life. Instead of paying a high mortgage, you can use this money for traveling, entertainment and maintaining your new home.
You are ready for something new.
Selling the family home can be difficult, but you are also facing a new chapter in your life. You likely bought your home when your family was young and you needed lots of space. But now, you need a house that is streamlined and easy to maintain. And, don’t be afraid to spoil yourself with upgrades like walk-in closets, a barrier-free shower, a large kitchen island for entertaining, a butler’s pantry and an open floor plan.
If you are thinking about downsizing your home in Arlington, contact 4 Brothers Buy Houses for a cash offer. We always pay a fair price for the houses we buy – and we can have everything done in about two weeks!
November 25, 2022
Sell Your Washington DC House for Cash in 4 Easy Steps!
Are you interested in selling your Washington DC house? If so, you have a number of different options to get your property sold. You can list your house for sale with a realtor, sell it on your own or work with a cash home buying company like 4 Brothers Buy Houses. While there are benefits to each method, more people are choosing to sell their houses for cash.
With a cash sale, you can sell your house quickly and move out in just weeks! It’s also a ‘clean’ sale, meaning that the transaction is between you and the buyers. There are no middlemen, like banks, lenders, appraisers or inspectors, which means you can negotiate directly with the buyer.
We’ll show you how easy it is to sell your Washington DC house for cash! Follow these steps and you can be walking away with money in your pocket in just a few short weeks!
Step 1: Get in Contact with Cash Home Buyers
The first step is to get in contact with a home buying company. We recommend choosing a local company that is familiar with your market. They’ll be able to schedule a time to come out, look at your house and make a fair offer. In the meantime, you can tell them some information about your property, such as its condition, location and your reason for selling.
Step 2: Schedule a Walkthrough
4 Brothers Buy Houses does a quick 5-minute walkthrough. This is not a showing, so you don’t have to worry about straightening up or cleaning. We just want to see what we’ll be buying, the type of work that needs to be done and the unique advantages of your property. This is how you also get the most money for your house, as pictures typically don’t do homes justice.
Step 3: Receive Your No-Obligation Cash Offer
Once the cash buyers have a chance to look at your property, they can make you a firm offer. Some companies will give you a preliminary offer and then make it firm once they see the property. Others do everything at once. When you receive the offer, you’ll have time to make a decision. We always tell sellers to weigh all the costs of selling their home the traditional way and compare this to the cash offer. In many cases, the cash offer is better!
Step 4: Schedule Closing
Another benefit in choosing a local home buying company is that you get to close at a local title company. Nowadays, many people are able to close at home by signing documents online. But it’s nice to know that the closing will take place in about two weeks or so at a local title company – and you can attend if you would like.
If you’re ready to sell your Washington DC house for cash, the first step is to contact 4 Brothers Buy Houses. Our experienced cash buyers will offer top dollar for your property, and we’ll make the process seamless and stress free. Get your free, no obligation cash offer today and see what we’ll pay for your house!
October 26, 2022
Do You Keep All the Money When You Sell a House in Gaithersburg MD?
No matter how good the housing market is, selling a home in Gaithersburg MD is still a complicated process. And one of the most difficult to understand is the money aspect. On paper, it might seem simple. You sell your home, the buyers write you a check and the transaction is closed. But keeping money after the sale of your house is not automatic. Often, homeowners still owe on their loans and have to pay off their balance.
Let’s learn more about what costs are associated with selling a house in Gaithersburg and how to beef up your profits.
How Much Does it Cost to Sell a House in Gaithersburg?
Whether you’ve had your house for five years or 25 years, you’ve been paying down the mortgage ever since you signed the papers. Your mortgage is made up of the principal, taxes, interest and insurance, so your monthly payment is split between all four. When you go to sell your property, you will have paid down some of your mortgage.
However, keeping the money from the sale of your house is not always the case. Your profits come from how the money is divided among the following:
- Remaining loan balance. If your home isn’t paid off, you still have a loan and will need to pay this off.
- Closing costs. The average closing costs in Maryland are around 3.5 percent of the home’s final sale price. Closing costs are typically more for buyers, but sellers pay them, too.
- Real estate agent commission. If you hire a real estate agent to sell your house, you’ll need to pay them for their work. Realtor fees in Maryland are between 5 and 6 percent.
- Necessary repairs. Unless you sell your property as-is, you may need to make certain repairs. You may know of these repairs already, or they may turn up in your inspection report.
- Property taxes. Maryland home sellers are required to pay property taxes on the days they’ve owned their home in the calendar year. Taxes are split between the buyer and seller.
Can I Sell My Gaithersburg House AND Keep the Money?
Depending on your situation, you can walk away with a lot of money in your pocket – or barely any. The most cost-effective way to sell a property is to sell it for cash. While you are likely to take a smaller offer, you can close in two weeks and avoid realtor fees and commissions.
4 Brothers Buy Houses will make you a fair cash offer – and you get to keep it all! There are no fees or commissions, and we typically pick up closing costs. This eliminates the need to pay for a realtor, repairs, updates, etc. Everything is negotiable! Contact our cash buyers in Gaithersburg to get a free cash offer on your home!
June 25, 2022
Foreclosure in Arlington VA: How Long Do I Have to Sell My House?
Once you miss a couple of mortgage payments in Virginia, it doesn’t take long for the lender to start sending you letters in the mail. These letters let you know that if you don’t catch up on your payments, the foreclosure process will begin. However, ultimatums from the lender only add more stress to the situation.
If you don’t see your financial situation improving, letting your Arlington VA property go into foreclosure may seem to be your only option. But we can assure you that other options are available, and that includes selling the house and paying off the loan. This way, you can protect your credit and eliminate the stress of owning your current property.
Foreclosure Laws in Virginia
In Virginia, you must be over 120 days delinquent before your lender can initiate the foreclosure process. Once in foreclosure, there is no deadline to sell the property. The amount of time it will take to sell your house depends on a number of factors, including whether the process is judicial or nonjudicial.
Virginia is a “deed of trust state,” which means they typically allow foreclosure by nonjudicial sale. The nonjudicial foreclosure process is completed outside of the court. The process moves faster because of this. On average, it takes as little as 60 days to foreclose on a property, as long as there is no one to contest or stall the proceedings.
While it can be beneficial to sell a house quickly, this also means that you’ll have to work against the clock if you want to sell.
Best Time to Sell Your Arlington Property is in Pre-Foreclosure
You can sell your property at any time before the redemption period. There is no law in Virginia that provides a post-sale redemption period. This means that you will not be able to redeem the house following a foreclosure.
Ideally, the best time to sell your house is in pre-foreclosure. This period refers to the time between your notice of default and the loss of your property. Pre-foreclosure gives you a bit more time to fix up the home and sell it for a profit.
However, your Arlington home sale will depend on a number of factors, such as what you still owe on the mortgage. If you owe more on your home than what you can sell it for, you’ll have to sell your house in a short sale.
Benefits of Selling Your Arlington House for Cash
4 Brothers Buy Houses has a team of cash buyers in Virginia who will pay cash for your home. We can do this any time before the redemption period – and we can typically close in just TWO weeks! This is an excellent option to consider if you’re pressed for time and need to sell your house fast.
Another benefit of a cash sale is that your house will be sold as-is. Our cash buyers will not ask you to make any repairs or improvements. We also waive inspections, appraisals and most closing costs. You’ll be able to keep the full cash offer, allowing you to pay off the mortgage, and hopefully have something left over for your next adventure!
To find out how much we’ll buy your home for, contact 4 Brothers Buy Houses today. It’s a seller’s market, and we make competitive offers, so you have nothing to lose with a no obligation cash offer!
May 5, 2022
The Pros and Cons of Inheriting a House in Virginia
Inheriting real estate in Virginia is a great feeling – and it can be the financial windfall you’ve been hoping for. But it can also mean a long list of headaches that you’re not prepared for. This is why it’s important to think through all of your options so that you can make an informed decision for yourself today and in the future.
I’ve Inherited a Property in Virginia. Now What?
When you find out that you’ve inherited a house in VA, you have three main options: move in, sell or rent. Which option you choose depends on many factors, such as your current living situation, your finances, whether you have siblings, the physical condition of the house and whether the property has a mortgage or liens.
Some of the things to consider are:
- Capital gains tax. You do not have to pay capital gains tax if you keep the property, but you may have to if you sell the property.
- Property taxes. How much are the property taxes on the current property? These are paid monthly or twice a year, even if the house is paid off.
- Mortgage. Does the property have a regular mortgage or reverse mortgage? You may have to pay this immediately.
- Repairs. What condition is the house in? It could need extensive repairs and improvements.
- Property maintenance. Aside from making repairs and improvements, you will need to regularly maintain the property by mowing the lawn, adjusting the thermostat, etc.
- Homeowners insurance. You’ll need to make sure the house has a standard homeowner’s insurance policy.
Benefits and Burdens of Inheriting a VA House
First, let’s cover the benefits of inheriting a home. Fortunately, there is plenty to celebrate. An inherited property is a financial windfall that can be used for spending or saving. You can also move into the house, which could be a step up from where you are living now. Or, you can rent out the property for a steady stream of income.
However, there are many problems that come with an inherited house that people often aren’t prepared for. It could involve negotiations with your siblings or other heirs and increased legal and financial responsibilities. The latter gets even tricker when the property is in poor condition and needs repair work.
Selling Your Inherited Property in VA
If you and your siblings agree, you can sell the VA house for cash and split the money. This is the fastest, easiest and often fairest way to handle things. You don’t need to invest any money or time into the property, and you don’t have to worry about who is going to take care of the house when it needs work.
To get the ball rolling, all you need to do is contact a house buying company like 4 Brothers Buy Houses. We will make you an attractive cash offer, and if you accept, we’ll start the closing paperwork right away. Not only do we pay cash, but also we buy properties as-is, pay most closing costs and charge no fees or commissions.
To get a free cash offer on your inherited property in Virginia, contact 4 Brothers Buy Houses. As long as everyone on the property agrees, we can buy your home and complete the process in just TWO weeks!
April 3, 2022
How Do Sellers in Virginia Benefit from an ‘As Is’ Home Sale?
Thinking about selling your Virginia house but don’t care to go through the hassle of cleaning, organizing and staging the property? You certainly aren’t alone. More people are choosing to sell their properties as-is, meaning in their current condition, with no upgrades or improvements. But is this really the right fit for you?
Let’s look at some of the ways that sellers can benefit from selling a property as-is.
Avoid having to make repairs and improvements.
Not all homes being sold as-is in Virginia are in poor condition. Sometimes, the homeowner no longer has the money to maintain the property. No matter what condition your home is in, selling as-is relieves you of making repairs, improvements and upgrades. The buyers will know what to expect upfront, though expect to price your property competitively.
Prepare for a quick closing.
Selling a home the traditional way can drag on for months. Aside from bank-related hurdles, the buyers might be asking for certain things to be fixed or changed. But in as-is home sale, the process tends to move much faster. As-is sellers are motivated to sell and won’t be spending time and money making repairs – and buyers won’t be asking for them!
Fewer concerns over the home inspection.
A home inspection may still be requested by the buyer so that they can be made aware of any major issues. Otherwise, an as-is sale clears the seller of having to make any repairs after the inspection. If the thought of having a home inspection is making your stomach turn, it’s probably best to sell your Virginia home as-is.
Spend your time and money elsewhere.
If you have other things going on in your life right now, you don’t need to be worrying about preparing a house for sale. Selling as-is frees up your time and money. You’re not responsible for getting the property move-in ready, and you don’t have to worry about paying for home staging services. This also ends up saving you plenty of stress!
Attract different types of buyers.
If you don’t mind working with a cash buyer in Virginia, for example, you’re a perfect candidate to sell your property as-is. As-is home sales draw in different types of buyers – cash investors, real estate agents, house flippers and more. And in many cases, these types of buyers can be easier to work with than traditional buyers because they already have the money!
Summary
Keep in mind that selling a Virginia house as-is does not excuse you from disclosing known-issues about the property. Selling as-is only protects you from defects that you were not aware of. Some of the issues you will have to legally disclose to the buyers include mold, structural defects, foundation issues, a faulty roof and asbestos.
4 Brothers Buy Houses purchases properties all over Virginia. We buy them in as-is condition and never request anything from the seller. Contact us today to get a free, no obligation cash offer on your house and see what you can be walking away with in just a couple of short weeks!
February 28, 2022
How to Stop Foreclosure in Capitol Heights MD at the Last Minute
Life is unpredictable, especially now during a pandemic. At any time, a financial downfall can happen and cause you to fall behind on your mortgage payments. If you are in this position, it might seem like you have no options. But rest assured that you do. The key is to communicate with your mortgage company about your situation, as well as stay open to various ideas and opportunities.
Here are some quick ways that you can stop foreclosure in Capitol Heights MD at the last minute.
File for Bankruptcy
If you’re hoping to buy time and keep your house in Capitol Heights, you can file for Chapter 7 bankruptcy. You can stay in your home without having to make mortgage payments during the bankruptcy process. You can then work out something with the lender or save up money for a new place.
While bankruptcy is an effective solution for getting out of debt, it does have its drawbacks. It will hurt your credit, and you’ll have to wait at least two years before taking out another mortgage.
Modify Your Loan
Another option you may have is to modify your loan. However, be aware that this option is highly dependent on your lender. If your lender does agree to a loan modification, you’ll pay less each month toward your mortgage, making your payments more affordable.
Obtain a Deed in Lieu of Foreclosure
A deed in lieu of foreclosure gives the lender ownership of your property through a short sale process. Lenders tend to be hesitant to agree to this option because buyers can sue later on, claiming that they didn’t under the process. Also, a deed in lieu of foreclosure will hurt your credit. But, it’s still an option you may want to consider.
Sell Your House Quickly
For many people, selling their house in Capitol Heights quickly is the best way to stop foreclosure. They can sell their house as-is and get enough money to repay the outstanding balance on the loan. Their credit stays intact, allowing them to purchase a new property or rent in the meantime.
When you need to sell your home quickly, the best option is a cash home buying company. 4 Brothers Buy Houses purchase homes all over Maryland. We will buy your property as-is, which means you are not responsible for making any repairs or updates.
Because we are buying your house with our own money, you don’t need to work with a real estate agent, stage and show the home or wait for financing. We’ll do a quick inspection and make a fair cash offer. If you accept, we can close in about two weeks.
If your Capitol Heights home is currently in foreclosure, know that you do have options. Get in touch with 4 Brothers Buy Houses and let’s solve your real estate challenges!
February 20, 2022
Why Washington DC Sellers Prefer Cash Offers
Cash offers have a number of benefits for sellers. There’s less risk, a quick close and the opportunity to sell the home in as-is condition. All of these things reduce the time it takes to sell a property, as well as cuts back on fees and commissions. And now with a competitive housing market and investors willing to make attractive cash offers, now is a great time to move in this direction.
Let’s learn more about why sellers often prefer cash offers so that you can get an idea if it’s the right decision for you, too!
More Confidence that the Sale Will Go Through
Perhaps one of the hardest parts about selling a house in Washington DC is that there are many people involved, slowing down the process and even causing buyers to back out at times. The last thing you want is to get close to the closing date and learn that the buyers weren’t able to obtain financing.
There are far less steps involved in a cash sale – the transaction is between you and the buyer. This allows the process to move quickly, with few to no contingencies. It sure is nice to work with someone who knows exactly what they want!
No Financing Troubles
To elaborate on the first point, you don’t have to worry about financing issues with a cash buyer. Cash house buyers in Washington DC use their own money to purchase properties. You can skip over the appraisal and move right onto the closing paperwork. And since the buyer isn’t using financing, they’re saving on interest and bank fees, making them more willing to negotiate and pick up closing costs.
No Bank Appraisals
Banks require appraisals before approving a mortgage. This is done to prevent the borrower from taking more money than the home is worth. Typical appraisals can take around 10 days, which clearly slows down the process. And if the appraisal comes out lower than the sales price, it’s a problem for the seller. Thankfully, no appraisal is required in a cash sale.
No Inspections and Repair Requests
The inspection process looks at the actual condition of the home. If things turn up, you’ll have to work with the buyer to fix them. If you don’t address the issues or knock down the price of your home, the buyers are likely to back out.
Like appraisals, inspections are not necessary in a cash sale. The buyer is purchasing your house as-is, so they expect there to be problems, which they’ll address during the renovation. Even if the buyer does ask for an inspection, they won’t hold you accountable for the repairs.
Quick, Easy and Cost Effective
Cash offers make the home selling process quick, easy and affordable. House buying companies in Washington DC cover most closing costs and are willing to make offers on ugly, distressed or damaged houses. They work so quickly, you can sell your house for cash even if it’s in foreclosure!
Cash sales are a great option for some sellers, particularly those who want to sell quickly without any contingencies. If you’re looking to sell your house fast in Washington DC, contact 4 Brothers Buy Houses for a free cash offer.
February 2, 2022
Prepping Your Falls Church VA Property for Sale this Spring
There’s no question about it – spring is the most popular time to sell a house in Falls Church VA. The weather is warming up and buyers are eager to move into their new homes by summer. Because it usually takes several months to close, most buyers enter the market in April or May.
However, the spring also comes with a lot of competition, which means you’ll need to find ways to make your property stand out. If your home requires work, you’ll have to determine which repairs and updates are worth making.
Below are some of our best tips for preparing for the spring selling season in Falls Church VA.
Remove the Clutter
Spring cleaning is underway, so hopefully you can find some motivation for going through your home and clearing out all the clutter. Most people are amazed by how much they’ve collected over the years!
If this is the case for you, leave yourself plenty of time to go through closets, drawers, cabinets, etc. Here’s a quick breakdown of what to remove from each room:
- Entryways. Remove coats, umbrellas, shoes, backpacks, etc. This is the first place buyers will see, so you want to make a good first impression.
- Bedrooms. Make all beds. Tidy up rooms and conceal toys in bins.
- Cabinets, pantries and closets. Get rid of old and unused items. All doors should close easily and not be stuffed.
- Kitchen. Countertops and refrigerators should be free and clear of pretty much everything, except a decorative item or essential appliance (i.e., coffee maker).
- Furniture. Remove old furniture. Less furniture makes your space look bigger.
Put Away Personalized Items
Prospective buyers should be able to walk into your Falls Church home and envision themselves living there. But this is hard to do when pictures of your family stare back at them! Remove heavily personalized items so that people can imagine living in your space.
Here are some items we recommend packing up:
- Trophies
- Sports memorabilia
- Religious artifacts
- Family photographs
- Personal collections
- Toiletries
Clean the Interior and Exterior
Once your home is clutter-free, you should give it a deep clean. This includes floors, windows, blinds, furniture, countertops, appliances, etc. If you don’t have time for this, hire a cleaning company that will knock it out in one day.
The exterior of your home also needs attention. Many buyers decide whether a property is suitable simply by looking at the outside. Here are some things to tackle, and most are easy and inexpensive!
- Trim shrubs, trees and bushes
- Weed flower beds
- Throw away leaves and garbage
- Plant fresh flowers in pots or soil
- Power wash the patio, walkway, siding, etc.
- Clean the windows
- Remove cobwebs from corners
Skip the Hassle. Sell Your Falls Church VA Home for Cash.
These are just some of the ways that you can get your Falls Church house ready to sell this spring. Most sellers spend several months or more doing this prepwork, so there is significant time (and often money) involved.
If you’d rather skip these steps and sell your house as-is, contact 4 Brothers Buy Houses. We will buy your home in any condition and for a great price. All you need to do is move out – no cleaning, staging or repairs necessary!
